About DCW Financial Inc.

DCW Financial Inc. is a family-built, client-first insurance and financial services brokerage led by co-founders and directors Denesh Logeswaran and Lucia Medina. We operate as independent advisors and are contracted through Experior Financial Group Inc. (MGA), which provides our access to a broad marketplace of leading Canadian insurers. This independence lets us compare options across carriers so you receive unbiased recommendations tailored to your needs and budget.

Our Carrier Access

We work with a wide range of reputable insurers, including (but not limited to): Manulife, Beneva, iA Financial Group, Foresters Financial, Canada Protection Plan, Humania, and Empire Life—with 20+ carriers available to source competitive solutions.

Disclosure: DCW Financial Inc. is independently owned and operated. Experior Financial Group Inc. is our contracted Managing General Agency (MGA) and is not an insurer. Carrier availability and product eligibility may vary by province and client circumstances.

What We Do

Insurance Planning

✓ Life insurance (term & permanent)
✓ Critical illness & disability insurance
✓ Health & dental plans
✓ Travel insurance
✓ Business/partner protection

Investment & Savings Strategies

✓ RRSP, TFSA, and non-registered strategies
✓ Education, estate, and legacy planning
✓ Tax-aware beneficiary structuring

Meet the Founders

Denesh Logeswaran

A builder and mentor to a growing team of licensed agents across Canada, Denesh focuses on practical, tax-aware protection strategies for families and entrepreneurs.

Lucia Medina

Known for her client advocacy and meticulous service standards, Lucia leads our service operations to ensure prompt follow-through and proactive policy maintenance.

Our Team

DCW Financial Inc. is supported by a network of licensed agents who share our standards for compliance, education, and client care. Working under Experior Financial Group Inc. (MGA), our advisors maintain provincial licensing, continuing education, and mandatory Errors & Omissions (E&O) coverage.

How We Are Compensated

At Quotes-LifeInsurance, you'll never pay a fee to use our services or to speak with one of our licensed brokers. We operate on a commission basis, and we are only compensated by the insurance carrier if you choose to put a policy in place through us.

In other words, our advice is completely free to you. Our role is to listen, educate, and guide you toward protection that makes a meaningful difference in your financial future. If we leave you with value and a solution that improves your financial position, we've done our job.

About Us